Bad Credit Mortgages

Bad Credit Mortgages

Do you have a CCJ, mortgage arrears, loan defaults, or a bad credit rating? Has your bank turned you down for arranging finance? Ocean mortgages could still help you find a mortgage deal that suits your requirements. Our expert mortgage advisors are happy to explain everything, in clear jargon free language and will search through Ocean's vast array of bad credit mortgages to try and find you a mortgage offer that suits your needs.

At Ocean Mortgages we consider all new mortgage enquiries on an individual basis and will try our best to arrange a new mortgage for you whatever your circumstances. Our range of bad credit mortgages, bad credit remortgages and CCJ mortgages allow people to plan for their future, whatever has happened in the past. Let Ocean Mortgages find a great bad credit mortgage deal for you.

With access to a large selection of the UK’s leading mortgage lenders, Ocean Mortgages are able to offer customers a choice from 1000's of bad credit mortgages. Ocean Finance is the UK's leading finance broker we have helped over 250,000 home owners arrange finance, we could help you!

A Simple Four Stage Process >>

	1. NO OBLIGATION ADVICE
	Submit enquiry form on-line. Your Personal Mortgage adviser will then discuss your requirements with you and recommend to you a mortgage from our panel of lenders.

	2. MORTGAGE DETAILS SENT
	Details of your mortgage are sent out to you usually within 48 hours, with pre-completed forms for you to read, sign and return to us by post.

	3. APPLICATION PROCESS.
	Ocean will process the application for you, dealing with any third parties on your behalf including surveyors. Our solicitors will send out a new mortgage deed to you, which you sign and return to enable completion.

	4. COMPLETION
	Upon completion, your previous mortgage company is paid off, you receive any extra monies due and your new mortgage begins with your new lender.

Remortgages Online - Ocean Mortgages is a leading mortgage broker offering mortgage deals and plans from many of the leading mortgage lenders including many of the high street banks. When you enquire for a remortgage through Ocean Mortgages you will receive no obligation help and advice from a fully qualified mortgage adviser.

About Remortgaging
Remortgaging is the process of switching from one mortgage plan to another mortgage plan, people do this for a number of different reasons these include; finding a cheaper mortgage rate, restructuring your finances, raising extra money or to consolidate existing debts into your mortgage. When you enquire online to Ocean Mortgages you will be given help throughout the remortgaging process from start to finish by a fully qualified mortgage adviser.

Adverse Credit Mortgages
If you have missed payments, CCJ's, mortgage arrears or outstanding debts you may find it more difficult arranging a mortgage, Ocean Mortgages have specialised mortgage plans available so we could help you arrange a mortgage when other mortgage providers may have failed. Remortgages
Let Ocean Mortgages compare remortgages from leading remortgage providers to find a mortgage plan best suited to your needs.

THE OVERALL COST FOR COMPARISON IS 6.5% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Only upon completion a broker fee of 3% of the advance is charged.
You may need to pay any legal and/or valuation costs.

“Ocean Finance®”, “Ocean Mortgages®”, “Ocean TV®”,“Ocean Finance TV®”, Ocean Money® and Ocean® are registered trademarks of Ocean Finance and Mortgages Limited. The use of these marks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. ‘Ocean Finance’ and ‘Ocean Mortgages’ are trading styles of Ocean Finance and Mortgages Limited. Company Registration Number 4892540.

We are authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. We are a licensed credit broker under the Consumer Credit Act 1974